Understand Uxbridge before you commit to an address
Uxbridge is 21,600 people on the Oak Ridges Moraine, with more than two hundred kilometres of trails, a nineteenth-century downtown and a great deal of protected countryside. It calls itself the trail capital of Canada and it has a better claim to the title than most such names. The figures here come from two tables measured the same way in all 24 municipalities around Toronto: the board's own price index and the province's own tax return. The rent is a Toronto-wide figure rather than a local one, because nobody surveys rents municipality by municipality here.
What it actually costs to live here
Two calculators built on Ontario's own rules rather than a generic template: Canadian semi-annual compounding, the real minimum down payment tiers, and the closing costs this province charges rather than the ones it doesn't.
Rent or buy in Uxbridge
Whether buying here beats renting, and the year it turns over. Both households start with the same cash and whichever has the cheaper month invests the difference, so the comparison is not rigged in either direction. Note that the municipal land transfer tax Toronto charges does not apply out here, which is worth real money.
Mortgage calculator
Semi-annual compounding, the payment frequencies that actually shorten the loan, the CMHC premium under twenty percent down and Ontario's 8% sales tax on it, and the provincial land transfer tax with its first-time buyer refund.
Then work out whether Uxbridge is the right part of the region
There are no neighbourhood guides for Uxbridge yet: the sourced, guide-by-guide treatment on this site runs to the City of Toronto's own neighbourhoods so far. What is here instead is the whole region on one comparable footing, and the city at the middle of it.
All 24 municipalities around Toronto
Every municipality in the four regions on one comparable footing: the benchmark price, the rate its council publishes, the rate a buyer actually pays once the 2016 assessment freeze is undone, and the gap between the two, which reorders the table.
Compare the region →Toronto, neighbourhood by neighbourhood
Sourced guides to the city at the middle of all this, one in each of its four community council areas, plus the two land transfer taxes a purchase inside the city limits attracts and this one does not.
Browse the city guides →What buying in Uxbridge actually involves
Uxbridge carries the highest benchmark price in Durham Region, which surprises people who look only at the distance. What is being paid for is the moraine, the trails and a village core, and what is being given up is any rail commute at all.
The composite here fell 8.5% over the year to July 2026, the second steepest in the layer. Small markets are volatile, and this one is also the kind of discretionary purchase that softens first when rates rise.
Check these before you commit
- Whether the property is inside the Oak Ridges Moraine Conservation Plan area, and what that permits
- Well and septic outside the village, with tests
- The realistic commute, which is a drive to Markham, Stouffville or the 407
- Winter maintenance on rural roads and the school bus route
The rent shown on these pages is CMHC's Toronto CMA average rather than a figure for this municipality, because the survey's zones are not municipal boundaries. It is marked as regional everywhere it appears and it is not a comparison between the places in this layer.
Sourced, dated, and separated from the guesswork
The calculators open with real Uxbridge figures: the benchmark price, market rents, the property tax rate this city actually levies: each one cited and stamped with the period it describes. Every one of them is an editable input, because a figure that describes the whole city rarely describes your purchase.
Forward-looking rates are a different kind of number. Appreciation, rent inflation and investment returns are assumptions, not facts, and they are labelled that way wherever they appear. Read the research and sourcing methodology for how the line is drawn.
- Benchmark price and market rents: published statistics, dated to the month.
- Property tax, transfer costs and insurance premiums: the municipal and provincial schedules.
- Appreciation, rent growth and investment returns: assumptions you should change.
- Nothing here is a lender quote, a pre-approval or financial advice.